

What a mortgage lender looks for in an application.
Full Circle Financial Services Limited will:-
Indicate exactly what paperwork is required for your personal circumstances
Submit your application to a wide range of lenders
Liaise with them on your behalf to secure ‘Approval In Principle’
Guide you through the whole process from Approval In Principle through to Loan offer
Secure a Loan offer – reflecting the best possible outcome (in terms of amount borrowed and the rates available)
Secure your Life Assurance Cover at the most competitive rates
Assist you with House Insurance Requirements

Mortgage Protection
If you have a mortgage on your family home you are legally required (with some exceptions) to have life assurance cover to pay off the mortgage should you or your spouse (if mortgage in joint names) die at any time within your loan term.
At Full Circle Financial Services Limited we can secure the most competitively priced plan if this is your first time seeking this cover OR we can review your existing premiums to ensure you are getting the best available price.
At Full Circle Financial Services Limited we can arrange this cover on your behalf or review your existing mortgage protection plan to ensure it continues to offer value.


