Covid-19 Update

Firstly we would like to wish all our clients and their families well and to keep safe during a very challenging time for our communities and businesses.  This will pass and life will get back to normal.  In the meantime Full Circle Financial Services Limited continues to be open and we are available via our mobile numbers and via our website and personal website addresses and group email (

We provide advice and expertise to individuals and businesses across Ireland including Mortgages, Pensions, Investments and Life Cover Needs.

Whilst are offices are based in Stillorgan we also manage client needs across Dundrum, Ballinteer, Blackrock, Foxrock, Deansgrange, Sandyford, Stepaside etc.  Feel free to call us or drop into our offices at any time.

We can review and potentially secure a better outcome for you in relation to MORTGAGE PROTECTION COVER, LIFE ASSURANCE COVER, FAMILY LIFE COVER, KEYPERSON LIFE COVER, INCOME PROTECTION.  Our aim to give you the opportunity to have us arrange this type of cover for you and to have us REVIEW YOUR EXISTING arrangements.

We like to get to know our clients therefore offer a consultation with all new business and personal clients which can be arranged by contacting us on 01 253 00 60 and we will be glad to assist.

Client Testimonials

  • We recently went to Full Circle Financial Services Limited to arrange a mortgage switch. Nigel could not have been more helpful. We received excellent advice and Nigel made the process as simple as could be. Any little hiccups were resolved as quickly as possible and Nigel was always available to take or make for a phone call to discuss any aspect of our application. We ended up consolidating some loans and clearing a few others while spending less money each month. Best deal of all time! There is a real emphasis on personal service and Nigel makes you feel like he has your best interests at heart. I would not hesitate to recommend Full Circle Financial Services Limited to anyone looking for help with arranging a mortgage or life or pension products.


    Sean and Alison O’Leary

  • Michael and the team at Full Circle Financial Services Limited were very helpful throughout our recent Mortgage Application process. We felt very comfortable with the decisions made and were able to choose the best solution for our needs. Full Circle Financial Services Limited  made the process so easy and took all the pain out of the mortgage application process. Clear guidance and advice was provided at every step in a fast, efficient and always understandable way. We would highly recommend Full Circle Financial Services Limited to friends and colleagues.

    Garrett & Donna March

  • From both of us we just want to say an incredible thank you to all of you, and especially you Nigel for holding our hand all the way through. Mortgages aren’t easy but you guided us all the way and made it as stress free as possible. The service you provided is 5 star and more! You were realistic and honest with us at all stages which is what we wanted to hear. We are delighted to recommend you to anyone else looking for financial assistance.

    Ciara Beatty and Raymond Kelly

  • We have known Nigel Groarke for many years and he has assisted us with financial matters over this period.  He regularly updates us in relation to our investment portfolio and conducts all dealings with us in a very professional manner.  He always pays careful attention to detail and works with us to meet our specific requirements.  We are more than happy to recommend him.

    Eddie O’Neill and Sheelagh Collier

  • I would highly recommend working with Nigel and his team at Full Circle Financial Services Limited.

    I found him to be extremely informative and supportive person in looking after my pension and all my other financial affairs when I needed it most.

    Alan Davidson

  • I would highly recommend Michael and Nigel at Full Circle Financial Services Limited. I had the pleasure of working with them both and greatly appreciate their knowledge, expertise and guidance through securing our first mortgage. Full Circle Financial Services Limited goes above and beyond to assist their clients.

    Cliona Hegarty – Founder & Director at Bella Bites

  • We want to take this opportunity to thank you from the bottom of our hearts for all the help you have given us over the last few months in securing our first home.  It was great to know that we had a person with your level of experience fighting our corner throughout this whole process.  Delighted to recommend you to other home purchasers.

    Maggie Coleman and Joe Peakin

What about my older pension plans with my former employers?

Useful Articles

Family Cover

There are many key areas that Families need to safeguard against including death, serious illness, disability. We can help you to identify your exact requirements and arrange suitable cover on your behalf at a highly competitive cost.

Business Protection

Building a business involves lots of effort, hard graft & good people. Business Protection helps to underpin your business against events such as the death / serious illness / incapacity of key personnel in your business.


Pensions are an extremely tax efficient way of saving. You get tax relief on your saving at your marginal rate of tax; funds accumulate tax free until retirement and you get a percentage of your fund tax free at retirement..


Investing your hard earned money is a big decision. With so many investment plans / products we can help you to decide just how best to invest your monies.

Need a Mortgage?

At Full Circle Financial Services we can offer you a complete mortgage service..

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Contact Us Full Circle Financial Services Limited Phone 01 253 00 60